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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $597,018 | $76,551+679.9% | $123,894+381.9% | $62,881+849.4% |
| Participation rate | 92.3% | 73.0%+19.3pp | 81.4%+10.9pp | 69.3%+23.0pp |
| Annual return | 5.67% | 18.68%-13.0pp | 47.52%-41.8pp | 20.14%-14.5pp |
| Employer contribution / active EE | $17,504 | $2,882+507.3% | $4,617+279.1% | $2,281+667.4% |
| Participant deferral / active EE | $15,473 | $4,840+219.7% | $5,984+158.6% | $3,203+383.1% |
| Admin fee / account holder | $73,725 | $4,826+1427.7% | $8,357+782.2% | $4,296+1616.2% |