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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,543 | $138,076+101.0% | $123,553+124.6% | $135,380+105.0% |
| Participation rate | 87.5% | 84.7%+2.8pp | 82.3%+5.2pp | 82.6%+4.9pp |
| Annual return | -7.10% | 153.70%-160.8pp | 119.21%-126.3pp | 519.81%-526.9pp |
| Employer contribution / active EE | $1,211 | $5,152-76.5% | $4,628-73.8% | $4,779-74.7% |
| Participant deferral / active EE | $10,196 | $6,800+50.0% | $6,426+58.7% | $5,609+81.8% |
| Admin fee / account holder | $43,035 | $10,917+294.2% | $9,284+363.5% | $10,828+297.4% |