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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,660 | $107,368+113.9% | $92,915+147.2% | $152,909+50.2% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 18.22% | 145.64%-127.4pp | 109.45%-91.2pp | 345.46%-327.2pp |
| Employer contribution / active EE | $5,556 | $4,222+31.6% | $3,653+52.1% | $4,764+16.6% |
| Participant deferral / active EE | $7,104 | $4,848+46.5% | $4,238+67.6% | $5,851+21.4% |
| Admin fee / account holder | $825 | $7,082-88.4% | $5,796-85.8% | $11,601-92.9% |