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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,224 | $90,467-67.7% | $93,759-68.8% | $134,532-78.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 81.0%+19.0pp | 81.2%+18.8pp |
| Annual return | -16.69% | -15.72%-1.0pp | -11.33%-5.4pp | 418.27%-435.0pp |
| Employer contribution / active EE | $3,071 | $4,345-29.3% | $4,324-29.0% | $4,741-35.2% |
| Participant deferral / active EE | $6,252 | $5,980+4.5% | $6,096+2.6% | $6,401-2.3% |
| Admin fee / account holder | $1,010 | $9,258-89.1% | $7,197-86.0% | $11,429-91.2% |