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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,261 | $97,078-45.1% | $103,065-48.3% | $145,897-63.5% |
| Participation rate | 95.2% | 81.1%+14.1pp | 80.6%+14.7pp | 80.3%+14.9pp |
| Annual return | 11.15% | 25.49%-14.3pp | 23.95%-12.8pp | 552.29%-541.1pp |
| Employer contribution / active EE | $3,454 | $4,680-26.2% | $4,675-26.1% | $4,663-25.9% |
| Participant deferral / active EE | $7,383 | $6,601+11.8% | $6,625+11.4% | $6,689+10.4% |
| Admin fee / account holder | $3,044 | $12,505-75.7% | $9,349-67.4% | $13,390-77.3% |