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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,575 | $183,592+33.2% | $155,574+57.2% | $145,877+67.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.96% | 61.37%-53.4pp | 64.87%-56.9pp | 551.28%-543.3pp |
| Employer contribution / active EE | $25,652 | $5,317+382.5% | $4,676+448.6% | $4,663+450.1% |
| Participant deferral / active EE | $15,445 | $6,466+138.9% | $5,629+174.4% | $6,691+130.8% |
| Admin fee / account holder | $81,072 | $19,316+319.7% | $15,914+409.4% | $13,402+504.9% |