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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,043 | $210,510-78.1% | $153,500-70.0% | $145,877-68.4% |
| Participation rate | 25.0% | 82.1%-57.1pp | 77.1%-52.1pp | 80.3%-55.3pp |
| Annual return | 27.74% | 13.45%+14.3pp | 15.70%+12.0pp | 551.28%-523.5pp |
| Employer contribution / active EE | $1,325 | $6,052-78.1% | $5,039-73.7% | $4,663-71.6% |
| Participant deferral / active EE | $3,095 | $7,974-61.2% | $6,756-54.2% | $6,691-53.7% |
| Admin fee / account holder | $3,987 | $19,455-79.5% | $12,736-68.7% | $13,402-70.2% |