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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,277 | $138,076+234.8% | $123,553+274.2% | $135,380+241.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.42% | 153.70%-160.1pp | 119.21%-125.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $12,692 | $5,152+146.4% | $4,628+174.2% | $4,779+165.6% |
| Participant deferral / active EE | $15,464 | $6,800+127.4% | $6,426+140.7% | $5,609+175.7% |
| Admin fee / account holder | $4,316 | $10,917-60.5% | $9,284-53.5% | $10,828-60.1% |