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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,930 | $104,694+201.8% | $85,709+268.6% | $167,536+88.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 24.44% | 21.45%+3.0pp | 21.49%+2.9pp | 478.82%-454.4pp |
| Employer contribution / active EE | $4,419 | $3,337+32.4% | $2,619+68.8% | $4,839-8.7% |
| Participant deferral / active EE | $5,655 | $4,826+17.2% | $3,924+44.1% | $6,342-10.8% |
| Admin fee / account holder | $10,303 | $10,035+2.7% | $6,876+49.8% | $12,315-16.3% |