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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,217 | $85,766+18.0% | $136,298-25.7% | $70,126+44.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.59% | 31.46%-13.9pp | 5156.27%-5138.7pp | 73.15%-55.6pp |
| Employer contribution / active EE | $7,679 | $2,966+158.9% | $4,696+63.5% | $2,343+227.8% |
| Participant deferral / active EE | $9,529 | $5,051+88.7% | $6,247+52.5% | $3,332+186.0% |
| Admin fee / account holder | $1,200 | $5,421-77.9% | $9,244-87.0% | $4,645-74.2% |