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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,888 | $98,766+336.3% | $149,730+187.8% | $79,852+439.6% |
| Participation rate | 95.7% | 75.8%+19.9pp | 82.5%+13.2pp | 69.6%+26.0pp |
| Annual return | 12.33% | 27.43%-15.1pp | 276.70%-264.4pp | 31.72%-19.4pp |
| Employer contribution / active EE | $14,372 | $3,217+346.8% | $4,645+209.4% | $2,471+481.6% |
| Participant deferral / active EE | $10,938 | $5,681+92.5% | $6,843+59.8% | $3,740+192.4% |
| Admin fee / account holder | $32,834 | $6,052+442.5% | $9,310+252.7% | $5,306+518.8% |