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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,491 | $138,102+2.5% | $125,381+12.8% | $134,532+5.2% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -12.81% | 750.73%-763.5pp | 572.31%-585.1pp | 418.27%-431.1pp |
| Employer contribution / active EE | $4,119 | $5,245-21.5% | $4,815-14.5% | $4,741-13.1% |
| Participant deferral / active EE | $10,379 | $7,801+33.1% | $7,448+39.4% | $6,401+62.1% |
| Admin fee / account holder | $1,548 | $11,568-86.6% | $10,007-84.5% | $11,429-86.5% |