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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,814 | $172,111+124.2% | $150,298+156.7% | $137,256+181.1% |
| Participation rate | 95.0% | 81.7%+13.3pp | 77.8%+17.2pp | 80.0%+15.0pp |
| Annual return | 14.36% | 69.37%-55.0pp | 62.79%-48.4pp | 220.34%-206.0pp |
| Employer contribution / active EE | $7,364 | $4,636+58.8% | $4,154+77.3% | $4,156+77.2% |
| Participant deferral / active EE | $6,672 | $6,166+8.2% | $5,453+22.4% | $6,407+4.1% |
| Admin fee / account holder | $4,434 | $16,471-73.1% | $14,116-68.6% | $12,270-63.9% |