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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,814 | $185,312+108.2% | $161,489+138.9% | $154,746+149.3% |
| Participation rate | 95.0% | 82.5%+12.5pp | 78.7%+16.3pp | 80.7%+14.3pp |
| Annual return | 14.36% | 103.84%-89.5pp | 89.72%-75.4pp | 172.34%-158.0pp |
| Employer contribution / active EE | $7,364 | $4,769+54.4% | $4,268+72.5% | $4,379+68.2% |
| Participant deferral / active EE | $6,672 | $6,350+5.1% | $5,630+18.5% | $6,730-0.9% |
| Admin fee / account holder | $4,434 | $18,654-76.2% | $16,006-72.3% | $14,365-69.1% |