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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,709 | $72,273+130.7% | $101,275+64.6% | $79,856+108.8% |
| Participation rate | 98.3% | 68.5%+29.9pp | 75.8%+22.5pp | 69.6%+28.7pp |
| Annual return | 7.20% | 22.30%-15.1pp | 46.48%-39.3pp | 31.71%-24.5pp |
| Employer contribution / active EE | $10,975 | $2,691+307.8% | $3,660+199.8% | $2,471+344.1% |
| Participant deferral / active EE | $7,598 | $3,282+131.5% | $4,371+73.8% | $3,741+103.1% |
| Admin fee / account holder | $8,245 | $4,401+87.3% | $5,948+38.6% | $5,306+55.4% |