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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,085 | $202,463-34.3% | $169,397-21.4% | $139,487-4.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -6.56% | 532.64%-539.2pp | 406.23%-412.8pp | 373.84%-380.4pp |
| Employer contribution / active EE | $6,185 | $4,694+31.8% | $4,013+54.1% | $4,755+30.1% |
| Participant deferral / active EE | $6,046 | $6,941-12.9% | $6,223-2.8% | $6,713-9.9% |
| Admin fee / account holder | $393 | $10,726-96.3% | $9,017-95.6% | $11,407-96.6% |