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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,186 | $180,462-61.1% | $154,111-54.5% | $135,379-48.2% |
| Participation rate | 92.9% | 87.4%+5.4pp | 83.0%+9.8pp | 82.6%+10.2pp |
| Annual return | -4.14% | 888.17%-892.3pp | 735.18%-739.3pp | 519.79%-523.9pp |
| Employer contribution / active EE | $13 | $6,036-99.8% | $5,298-99.7% | $4,779-99.7% |
| Participant deferral / active EE | $3,587 | $5,806-38.2% | $5,081-29.4% | $5,609-36.1% |
| Admin fee / account holder | $21,429 | $16,145+32.7% | $13,411+59.8% | $10,828+97.9% |