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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,470 | $63,346+107.5% | $92,240+42.5% | $70,126+87.5% |
| Participation rate | 41.8% | 68.7%-26.9pp | 76.5%-34.7pp | 69.5%-27.8pp |
| Annual return | 14.42% | 530.19%-515.8pp | 176.29%-161.9pp | 73.15%-58.7pp |
| Employer contribution / active EE | $1,171 | $2,471-52.6% | $3,680-68.2% | $2,343-50.0% |
| Participant deferral / active EE | $2,602 | $2,854-8.8% | $3,897-33.2% | $3,332-21.9% |
| Admin fee / account holder | $12,378 | $3,841+222.3% | $5,194+138.3% | $4,645+166.5% |