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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,868 | $64,729-47.7% | $112,263-69.8% | $68,490-50.6% |
| Participation rate | 35.7% | 67.2%-31.4pp | 75.1%-39.3pp | 67.9%-32.2pp |
| Annual return | -18.41% | -11.40%-7.0pp | 27.49%-45.9pp | -7.85%-10.6pp |
| Employer contribution / active EE | $1,417 | $2,746-48.4% | $3,636-61.0% | $2,597-45.4% |
| Participant deferral / active EE | $2,017 | $3,566-43.4% | $4,729-57.4% | $4,028-49.9% |
| Admin fee / account holder | $349 | $5,222-93.3% | $6,410-94.6% | $5,403-93.5% |