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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,821 | $48,327-42.4% | $67,575-58.8% | $80,935-65.6% |
| Participation rate | 57.1% | 66.4%-9.3pp | 72.9%-15.8pp | 67.7%-10.5pp |
| Annual return | 14.78% | 18.31%-3.5pp | 3528.98%-3514.2pp | 35.66%-20.9pp |
| Employer contribution / active EE | $486 | $2,022-76.0% | $2,736-82.2% | $2,757-82.4% |
| Participant deferral / active EE | $1,319 | $2,927-54.9% | $4,003-67.1% | $4,299-69.3% |
| Admin fee / account holder | $1,823 | $3,692-50.6% | $3,993-54.4% | $6,924-73.7% |