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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,487 | $72,071-27.2% | $68,368-23.2% | $137,256-61.8% |
| Participation rate | 33.3% | 76.2%-42.9pp | 73.8%-40.4pp | 80.0%-46.6pp |
| Annual return | 17.69% | 353.14%-335.5pp | 292.57%-274.9pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,572 | $2,788-43.6% | $2,649-40.7% | $4,156-62.2% |
| Participant deferral / active EE | $3,681 | $4,410-16.5% | $4,123-10.7% | $6,407-42.5% |
| Admin fee / account holder | $217 | $5,336-95.9% | $5,150-95.8% | $12,270-98.2% |