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| Provider | Service type | Compensation |
|---|---|---|
Filed as: AMERICAN UNITED LIFE INSURANCE COMP Service code 15 · EIN 35-0145825 | Recordkeeping | $6,562 |
Service code 52 | Indirect Investment Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,192 | $99,957-21.8% | $149,745-47.8% | $73,497+6.4% |
| Participation rate | 64.9% | 75.7%-10.8pp | 82.5%-17.6pp | 70.7%-5.8pp |
| Annual return | 14.56% | 53.87%-39.3pp | 276.72%-262.2pp | 28.51%-14.0pp |
| Employer contribution / active EE | $2,535 | $3,191-20.6% | $4,646-45.4% | $2,270+11.7% |
| Participant deferral / active EE | $5,794 | $6,073-4.6% | $6,843-15.3% | $3,740+54.9% |
| Admin fee / account holder | $29 | $551-94.8% | $9,312-99.7% | $513-94.4% |