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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,303 | $99,345-53.4% | $84,753-45.4% | $273,972-83.1% |
| Participation rate | 69.2% | 80.7%-11.5pp | 76.6%-7.4pp | 83.0%-13.8pp |
| Annual return | 8.61% | 22.93%-14.3pp | 22.78%-14.2pp | 41.46%-32.8pp |
| Employer contribution / active EE | $2,637 | $4,214-37.4% | $3,574-26.2% | $4,869-45.8% |
| Participant deferral / active EE | $4,527 | $4,270+6.0% | $3,712+22.0% | $5,287-14.4% |
| Admin fee / account holder | $21 | $6,645-99.7% | $5,333-99.6% | $10,133-99.8% |