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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,772 | $110,410+31.1% | $102,437+41.3% | $145,897-0.8% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 5.75% | 24.85%-19.1pp | 24.95%-19.2pp | 552.29%-546.5pp |
| Employer contribution / active EE | $2,832 | $4,217-32.8% | $3,871-26.8% | $4,663-39.3% |
| Participant deferral / active EE | $6,437 | $5,622+14.5% | $5,060+27.2% | $6,689-3.8% |
| Admin fee / account holder | $1,885 | $9,745-80.7% | $8,388-77.5% | $13,390-85.9% |