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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,772 | $111,814+29.5% | $103,374+40.0% | $145,959-0.8% |
| Participation rate | 71.4% | 77.9%-6.5pp | 74.5%-3.1pp | 80.3%-8.9pp |
| Annual return | 5.75% | 24.77%-19.0pp | 24.89%-19.1pp | 561.95%-556.2pp |
| Employer contribution / active EE | $2,832 | $4,214-32.8% | $3,869-26.8% | $4,661-39.2% |
| Participant deferral / active EE | $6,437 | $5,618+14.6% | $5,058+27.3% | $6,689-3.8% |
| Admin fee / account holder | $1,885 | $9,754-80.7% | $8,394-77.5% | $13,398-85.9% |