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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,339 | $88,707+15.4% | $74,184+38.0% | $273,972-62.6% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 4.67% | 11.94%-7.3pp | 17.74%-13.1pp | 41.46%-36.8pp |
| Employer contribution / active EE | $934 | $3,159-70.4% | $2,370-60.6% | $4,869-80.8% |
| Participant deferral / active EE | $4,391 | $4,212+4.3% | $3,550+23.7% | $5,287-17.0% |
| Admin fee / account holder | $2,028 | $8,717-76.7% | $5,586-63.7% | $10,133-80.0% |