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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,067 | $108,212+157.9% | $77,513+260.0% | $158,966+75.6% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 13.35% | 31.67%-18.3pp | 54.81%-41.5pp | 302.95%-289.6pp |
| Employer contribution / active EE | $5,474 | $1,325+313.1% | $987+454.8% | $4,762+14.9% |
| Participant deferral / active EE | $9,240 | $2,455+276.3% | $1,861+396.5% | $5,983+54.4% |
| Admin fee / account holder | $973 | $3,709-73.8% | $2,859-66.0% | $11,250-91.4% |