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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $545,083 | $76,519+612.4% | $56,025+872.9% | $145,897+273.6% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 18.95% | 3017.03%-2998.1pp | 1712.69%-1693.7pp | 552.29%-533.3pp |
| Employer contribution / active EE | $3,776 | $1,383+173.0% | $1,042+262.5% | $4,663-19.0% |
| Participant deferral / active EE | $21,000 | $2,624+700.2% | $1,955+974.4% | $6,689+213.9% |
| Admin fee / account holder | $1,439 | $3,331-56.8% | $2,828-49.1% | $13,390-89.3% |