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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,128 | $85,171+116.2% | $172,753+6.6% | $72,976+152.3% |
| Participation rate | 57.7% | 70.1%-12.4pp | 82.6%-25.0pp | 69.5%-11.8pp |
| Annual return | 23.27% | 27.32%-4.1pp | 803.00%-779.7pp | 81.02%-57.7pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,543 | $3,260-52.7% | $5,198-70.3% | $3,608-57.2% |
| Admin fee / account holder | $18,820 | $5,880+220.1% | $13,956+34.9% | $5,124+267.3% |