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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,836 | $76,407+152.4% | $150,298+28.3% | $82,448+133.9% |
| Participation rate | 73.1% | 66.4%+6.7pp | 77.8%-4.7pp | 68.1%+5.0pp |
| Annual return | 12.85% | 39.99%-27.1pp | 62.79%-49.9pp | 41.64%-28.8pp |
| Employer contribution / active EE | $5,637 | $2,614+115.6% | $4,154+35.7% | $2,551+121.0% |
| Participant deferral / active EE | $4,926 | $3,214+53.2% | $5,453-9.7% | $4,139+19.0% |
| Admin fee / account holder | $22,210 | $6,352+249.6% | $14,116+57.3% | $7,234+207.0% |