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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,526 | $183,539+5.4% | $155,556+24.4% | $145,897+32.6% |
| Participation rate | 69.6% | 82.7%-13.1pp | 78.2%-8.7pp | 80.3%-10.7pp |
| Annual return | 14.86% | 61.31%-46.4pp | 64.84%-50.0pp | 552.29%-537.4pp |
| Employer contribution / active EE | $5,428 | $5,315+2.1% | $4,675+16.1% | $4,663+16.4% |
| Participant deferral / active EE | $5,268 | $6,467-18.5% | $5,631-6.4% | $6,689-21.2% |
| Admin fee / account holder | $29,067 | $19,275+50.8% | $15,885+83.0% | $13,390+117.1% |