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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,918 | $63,346-22.8% | $92,239-47.0% | $70,124-30.2% |
| Participation rate | 54.8% | 68.7%-13.8pp | 76.5%-21.6pp | 69.5%-14.7pp |
| Annual return | 17.04% | 530.19%-513.2pp | 176.29%-159.3pp | 73.14%-56.1pp |
| Employer contribution / active EE | $1,397 | $2,471-43.5% | $3,680-62.0% | $2,342-40.4% |
| Participant deferral / active EE | $2,060 | $2,854-27.8% | $3,897-47.1% | $3,332-38.2% |
| Admin fee / account holder | $3,729 | $3,841-2.9% | $5,194-28.2% | $4,645-19.7% |