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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,986 | $144,130+196.3% | $117,861+262.3% | $147,586+189.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 8.48% | 531.20%-522.7pp | 335.11%-326.6pp | 578.59%-570.1pp |
| Employer contribution / active EE | $16,170 | $4,897+230.2% | $3,786+327.1% | $4,876+231.6% |
| Participant deferral / active EE | $8,000 | $5,316+50.5% | $4,482+78.5% | $5,439+47.1% |
| Admin fee / account holder | $4,104 | $10,887-62.3% | $8,021-48.8% | $10,886-62.3% |