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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,829 | $131,835-41.0% | $108,582-28.3% | $273,972-71.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.52% | -91.57%+97.1pp | -51.70%+57.2pp | 41.46%-35.9pp |
| Employer contribution / active EE | $12,207 | $4,913+148.5% | $3,758+224.8% | $4,869+150.7% |
| Participant deferral / active EE | $7,203 | $5,127+40.5% | $4,311+67.1% | $5,287+36.2% |
| Admin fee / account holder | $407 | $10,253-96.0% | $7,645-94.7% | $10,133-96.0% |