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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,581 | $162,136-77.4% | $152,301-76.0% | $154,746-76.4% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 14.23% | 91.02%-76.8pp | 80.50%-66.3pp | 172.34%-158.1pp |
| Employer contribution / active EE | $3,733 | $4,890-23.7% | $4,624-19.3% | $4,379-14.7% |
| Participant deferral / active EE | $5,855 | $8,341-29.8% | $8,004-26.8% | $6,730-13.0% |
| Admin fee / account holder | $6,915 | $15,759-56.1% | $14,398-52.0% | $14,365-51.9% |