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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,581 | $154,228-76.3% | $145,433-74.8% | $137,256-73.3% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 14.23% | 74.59%-60.4pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $3,733 | $4,804-22.3% | $4,554-18.0% | $4,156-10.2% |
| Participant deferral / active EE | $5,855 | $8,216-28.7% | $7,897-25.9% | $6,407-8.6% |
| Admin fee / account holder | $6,915 | $14,344-51.8% | $13,129-47.3% | $12,270-43.6% |