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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,181 | $95,915+18.0% | $79,580+42.2% | $134,532-15.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -22.66% | -2.71%-19.9pp | 0.15%-22.8pp | 418.27%-440.9pp |
| Employer contribution / active EE | $768 | $3,129-75.5% | $2,413-68.2% | $4,741-83.8% |
| Participant deferral / active EE | $1,050 | $4,693-77.6% | $3,985-73.7% | $6,401-83.6% |
| Admin fee / account holder | $626 | $9,132-93.1% | $6,835-90.8% | $11,429-94.5% |