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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,197 |
Service code 37 · EIN 36-3429599 | Loan Processing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,143 | $80,753-4.5% | $136,298-43.4% | $62,293+23.8% |
| Participation rate | 67.3% | 73.5%-6.3pp | 81.9%-14.7pp | 69.5%-2.3pp |
| Annual return | 17.39% | 35.83%-18.4pp | 5156.27%-5138.9pp | 28.90%-11.5pp |
| Employer contribution / active EE | $1,833 | $2,884-36.4% | $4,696-61.0% | $2,042-10.2% |
| Participant deferral / active EE | $5,834 | $5,164+13.0% | $6,247-6.6% | $3,169+84.1% |
| Admin fee / account holder | $8 | $525-98.5% | $9,244-99.9% | $479-98.4% |