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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,940 | $90,607-84.6% | $79,467-82.5% | $135,380-89.7% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -0.25% | 977.74%-978.0pp | 718.30%-718.6pp | 519.81%-520.1pp |
| Employer contribution / active EE | $971 | $3,068-68.4% | $2,800-65.3% | $4,779-79.7% |
| Participant deferral / active EE | $1,941 | $4,050-52.1% | $3,704-47.6% | $5,609-65.4% |
| Admin fee / account holder | $534 | $5,895-90.9% | $5,104-89.5% | $10,828-95.1% |