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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,585 | $98,766+180.0% | $149,730+84.7% | $79,852+246.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.60% | 27.43%-14.8pp | 276.70%-264.1pp | 31.72%-19.1pp |
| Employer contribution / active EE | $7,935 | $3,217+146.7% | $4,645+70.8% | $2,471+221.1% |
| Participant deferral / active EE | $15,301 | $5,681+169.3% | $6,843+123.6% | $3,740+309.1% |
| Admin fee / account holder | $19,598 | $6,052+223.8% | $9,310+110.5% | $5,306+269.3% |