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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,056 | $56,110-85.6% | $94,993-91.5% | $70,126-88.5% |
| Participation rate | 75.8% | 65.0%+10.8pp | 73.9%+1.9pp | 69.5%+6.2pp |
| Annual return | 83.17% | 51.02%+32.1pp | 27.14%+56.0pp | 73.15%+10.0pp |
| Employer contribution / active EE | $1,723 | $1,442+19.5% | $2,603-33.8% | $2,343-26.4% |
| Participant deferral / active EE | $3,171 | $2,391+32.6% | $3,317-4.4% | $3,332-4.8% |
| Admin fee / account holder | $372 | $3,456-89.2% | $4,960-92.5% | $4,645-92.0% |