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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,954 | $106,008+5.6% | $92,240+21.4% | $147,586-24.1% |
| Participation rate | 76.9% | 80.4%-3.5pp | 76.5%+0.4pp | 82.8%-5.9pp |
| Annual return | 17.64% | 50.05%-32.4pp | 176.29%-158.7pp | 578.59%-561.0pp |
| Employer contribution / active EE | $1,688 | $4,333-61.0% | $3,680-54.1% | $4,876-65.4% |
| Participant deferral / active EE | $4,628 | $4,478+3.3% | $3,897+18.8% | $5,439-14.9% |
| Admin fee / account holder | $2,597 | $6,333-59.0% | $5,194-50.0% | $10,886-76.1% |