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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,196 | $54,355+99.1% | $82,744+30.8% | $68,486+58.0% |
| Participation rate | 51.3% | 63.9%-12.6pp | 72.6%-21.3pp | 67.9%-16.6pp |
| Annual return | -18.13% | -13.67%-4.5pp | 702.22%-720.3pp | -7.85%-10.3pp |
| Employer contribution / active EE | $652 | $2,219-70.6% | $3,008-78.3% | $2,597-74.9% |
| Participant deferral / active EE | $2,046 | $3,246-37.0% | $4,395-53.4% | $4,028-49.2% |
| Admin fee / account holder | $5,401 | $4,397+22.8% | $5,325+1.4% | $5,404-0.1% |