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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,112 | $157,304+202.7% | $141,197+237.2% | $152,909+211.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 1.10% | 64.34%-63.2pp | 71.41%-70.3pp | 345.46%-344.4pp |
| Employer contribution / active EE | $23,335 | $5,263+343.4% | $4,736+392.7% | $4,764+389.8% |
| Participant deferral / active EE | $17,269 | $7,111+142.8% | $6,710+157.3% | $5,851+195.1% |
| Admin fee / account holder | $20,051 | $12,126+65.4% | $10,265+95.3% | $11,601+72.8% |