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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,648 | $92,743+12.8% | $82,744+26.5% | $134,532-22.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -21.25% | 946.63%-967.9pp | 702.22%-723.5pp | 418.27%-439.5pp |
| Employer contribution / active EE | $7,662 | $3,273+134.1% | $3,008+154.7% | $4,741+61.6% |
| Participant deferral / active EE | $19,471 | $4,802+305.5% | $4,395+343.1% | $6,401+204.2% |
| Admin fee / account holder | $1,947 | $5,977-67.4% | $5,325-63.4% | $11,429-83.0% |