See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Filed as: NFP RETIREMENT Service code 27 · EIN 33-0905143 | Advisory (Plan) | $52,666 |
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $20,588 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,970 | $79,013+3.7% | $100,391-18.3% | $74,495+10.0% |
| Participation rate | 69.9% | 79.5%-9.6pp | 81.5%-11.6pp | 67.2%+2.7pp |
| Annual return | 11.65% | 20.41%-8.8pp | 49.20%-37.6pp | 1364.94%-1353.3pp |
| Employer contribution / active EE | $2,892 | $3,021-4.3% | $3,942-26.6% | $2,623+10.2% |
| Participant deferral / active EE | $7,017 | $7,760-9.6% | $8,082-13.2% | $4,346+61.5% |
| Admin fee / account holder | $363 | $1,320-72.5% | $7,899-95.4% | $1,942-81.3% |