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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,435 | $63,346-4.6% | $92,240-34.5% | $70,126-13.8% |
| Participation rate | 54.5% | 68.7%-14.1pp | 76.5%-21.9pp | 69.5%-15.0pp |
| Annual return | 20.10% | 530.19%-510.1pp | 176.29%-156.2pp | 73.15%-53.1pp |
| Employer contribution / active EE | $1,438 | $2,471-41.8% | $3,680-60.9% | $2,343-38.6% |
| Participant deferral / active EE | $3,178 | $2,854+11.3% | $3,897-18.5% | $3,332-4.6% |
| Admin fee / account holder | $8,020 | $3,841+108.8% | $5,194+54.4% | $4,645+72.6% |