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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,228 | $94,529-35.2% | $140,019-56.3% | $64,173-4.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -7.41% | 7.77%-15.2pp | 651.17%-658.6pp | 7.63%-15.0pp |
| Employer contribution / active EE | $0 | $3,812-100.0% | $5,605-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,877 | $5,250-26.2% | $6,927-44.0% | $3,470+11.7% |
| Admin fee / account holder | $2,116 | $6,741-68.6% | $10,705-80.2% | $4,887-56.7% |