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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,566 | $85,766+119.9% | $136,298+38.3% | $70,126+168.9% |
| Participation rate | 60.4% | 74.2%-13.7pp | 81.9%-21.5pp | 69.5%-9.1pp |
| Annual return | 18.36% | 31.46%-13.1pp | 5156.27%-5137.9pp | 73.15%-54.8pp |
| Employer contribution / active EE | $5,998 | $2,966+102.2% | $4,696+27.7% | $2,343+156.0% |
| Participant deferral / active EE | $6,452 | $5,051+27.7% | $6,247+3.3% | $3,332+93.7% |
| Admin fee / account holder | $4,891 | $5,421-9.8% | $9,244-47.1% | $4,645+5.3% |