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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,146 | $97,732-56.9% | $83,831-49.7% | $135,380-68.9% |
| Participation rate | 95.2% | 80.0%+15.3pp | 76.1%+19.1pp | 82.6%+12.6pp |
| Annual return | -7.39% | 1287.56%-1294.9pp | 850.99%-858.4pp | 519.81%-527.2pp |
| Employer contribution / active EE | $6,911 | $4,222+63.7% | $3,631+90.3% | $4,779+44.6% |
| Participant deferral / active EE | $5,243 | $4,683+12.0% | $4,082+28.4% | $5,609-6.5% |
| Admin fee / account holder | $1,739 | $6,675-73.9% | $5,479-68.3% | $10,828-83.9% |