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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,775 | $88,672-23.6% | $105,223-35.6% | $82,448-17.8% |
| Participation rate | 77.4% | 67.9%+9.5pp | 75.0%+2.4pp | 68.1%+9.4pp |
| Annual return | 20.01% | 30.86%-10.8pp | 180.65%-160.6pp | 41.64%-21.6pp |
| Employer contribution / active EE | $1,782 | $3,048-41.5% | $3,689-51.7% | $2,551-30.1% |
| Participant deferral / active EE | $4,742 | $4,036+17.5% | $5,072-6.5% | $4,139+14.6% |
| Admin fee / account holder | $5,977 | $7,146-16.4% | $8,859-32.5% | $7,234-17.4% |