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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,947 | $157,296+104.7% | $141,191+128.0% | $152,897+110.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.02% | 64.34%-45.3pp | 71.41%-52.4pp | 345.43%-326.4pp |
| Employer contribution / active EE | $10,584 | $5,262+101.1% | $4,736+123.5% | $4,764+122.2% |
| Participant deferral / active EE | $12,672 | $7,111+78.2% | $6,710+88.9% | $5,851+116.6% |
| Admin fee / account holder | $1,885 | $12,125-84.5% | $10,264-81.6% | $11,599-83.7% |