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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,385 | $53,596-4.1% | $90,657-43.3% | $64,173-19.9% |
| Participation rate | 100.0% | 64.5%+35.5pp | 74.0%+26.0pp | 69.6%+30.4pp |
| Annual return | 0.41% | 4.41%-4.0pp | 1.89%-1.5pp | 7.63%-7.2pp |
| Employer contribution / active EE | $6,737 | $1,503+348.2% | $2,532+166.1% | $2,381+183.0% |
| Participant deferral / active EE | $3,855 | $2,459+56.8% | $3,424+12.6% | $3,470+11.1% |
| Admin fee / account holder | $4,905 | $3,868+26.8% | $4,994-1.8% | $4,887+0.4% |